Comparison shopping involves not only getting the
best price but also finding an auto insurance company
that will settle your claims quickly and honestly. This
is because the reason you pay money for insurance is
so that you can make a claim if needed. After an accident,
you do not want to worry about a dispute with an insurance
company who low-balls your claim or who refuses to honor
your legitimate needs or who takes a long time to negotiate.
If you need car insurance immediately, take out a short
term policy with a low cost insurer so that you can
then take the time to shop around for both a low discount
rate and also for an insurance company that has had
few complaints lodged against it.
A good place to look for data about insurance complaints
is at your state department of insurance. These offices,
which are part of state government, can go by different
names but generally you can find their website by searching
in Google for "[your state name] department of
insurance". This search should bring up the address
of the department of insurance in your state. To help
you find the right website, the extension .gov often
appears after the name of the website but not always.
For example, a search for: "California department
of insurance" brought up the address of that department:
www.insurance.ca.gov
Once you have found the insurance department in your
state, look for the consumer division and then within
the consumer division, look for information about automobile
insurance companies and specifically consumer complaint
data. For example, the California Department of Insurance
has a Consumer Complaint Study for automobile insurance.
The ratings are not only based on the number of justified
complaints but also the number of policy holders in
the state. And companies are often ranked from best
to worst -- so that you can easily tell that those companies
listed at the top are the most reliable.
Then compare rates of those most reliable companies
by using our easy to use online form at this InsuranceQuote4You.com
website.
And finally go ahead and buy the least expensive insurance
from one of the insurers in that selection of companies.
And you can do this with confidence because you know
these companies have the fewest consumer complaints
involving claims. |
