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What To Do If You Are Involved In An Automobile Accident

It does not matter whether you purchased a reasonable but affordable car insurance or bought the least expensive really cheap auto insurance. When you have an accident, you will need to follow a general set of steps.

NOTE: Every state has different requirements, so you may need to ask the police exactly what you are required to do. For example, in some states police must always come to the scene of the accident and if you leave the scene of the accident in these states you can be in big trouble such as a suspension of your license or criminal charges. In other states, police won't come unless the accident meets certain criteria such as the damage being over $500 worth. If you have any doubt, stay at the scene until the police tell you that you can leave.

Other states require that you not only file a report with the police and your insurance company, but also with the DMV (Department of Motor Vehicles) while other states do not require filing a report with the DMV.

No matter how much you paid for your really cheap auto insurance or discount auto insurance, you need to file a report within a very short period of time and after doing so expect the same high quality service that you would get even if you had paid more.

Below are 3 links to a comprehensive automobile accident guide. This guide will help you to understand what you should do when you are involved in a car accident:

  1. What to do right after a car accident
  2. Gathering the proper information after a car accident
  3. Getting the police report after an automobile accident
   

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